Description
Workers’ Compensation insurance is an important tool for protecting employees and employers in today’s workforce. Many myths have
evolved that add to the confusion and further complicate this government-regulated system for work-related illnesses and injuries.
Targets for this myth-slaying crusade include Independent Contractor vs. Employee determination, factors that influence an Experience
Modification Factor, identifying when a client needs Employers Liability, Stop Gap, USL&H, or Jones Act Coverage; application of
benefits under Other State Coverages, including protection for Volunteers, Waiver of Subrogation issues, plus dilemmas that arise
when officers or others elect out of Workers' Compensation coverage.