Discover the truth about 10 significant commercial property and liability coverage issues that can affect your client. When does the
duty begin and end in a liability policy? Investigate the extent of the contractual liability protection provided under the CGL policy and
how it compares to the BAP. Evaluate steps that can be taken to reduce potential problems when issuing Certificates of Insurance
from the standpoint of the insured, certificate holder, insurance company, and agent. Study what the terms building, structure,
premises, permanently installed, personal property, and site mean when used in a property policy and how they affect coverage.
Clients lease, rent, and borrow property belonging to others — discover potential coverage gaps and overlaps in coverage and steps
you should take to avoid problems. What do the terms vehicle, auto, or mobile equipment mean if used in a commercial property or
liability policy? Analyze potential gaps and overlaps in coverage between the BAP and CGL and important endorsements that can help
avoid coverage nightmares.