Description
What vehicles are included within the definition of “auto” in the Business Auto Policy (BAP), and why is it important to
know? Learn how the definition of “mobile equipment” is used to exclude vehicles. Analyze the differences in coverage
between using symbol 1 (any auto) and using symbols 2, 8, and 9 for liability coverage. Learn what potential gaps exist when
using symbol 7 (specified autos). Discover potential coverage disasters that exist when insuring a vehicle owned by an
individual under a BAP. Examine how the BAP and Commercial General Liability (CGL) compliment and conflict for the
service, delivery, and installation risks. Learn what coverage is provided by the Drive Other Car (DOC), Individual Named
Insured and Designated Insured endorsements.