E&O: Roadmap to Homeowners Endorsements and Personal Inland Marine

Description

The standard Homeowners policy provides broad coverage designed to meet the needs of the average American homebuyer. To keep premiums compeQQve, reasonable standard policies also exclude or limit coverage for exposures. They create coverage gaps that can oXen be filled for an addiQonal premium by modifying the standard policy's limits or other provisions, adding an appropriate endorsement, or purchasing an addiQonal applicable policy. Condominiums, renters, trusts, named insured and real property endorsements, personal property endorsements, liability endorsements, Personal Inland Marine (including Personal ArQcles Floaters, Single-Class Forms such as for jewelry, golfer's equipment, and fine arts) will be covered. IdenQfy and overcome many of the coverage gaps, exclusions, limitaQons, and uninsured exposures your Homeowners clients face.