Description
Analyze significant coverage issues encountered when writing workers compensation insurance. Discuss the legal
concepts of the Workers Compensation system and the four primary benefits available to an injured worker. Examine the
NCCI Workers Compensation Policy Part One: Workers Compensation, Part Two: Employers Liability, and Part Three:
Other States Coverage. Review major workers' compensation, employers’ liability, and stop gap endorsements.
Emphasis will be placed on risk evaluation in relationship to workers’ compensation liability loss exposures faced by
commercial clients. The scope of this course is nationwide with emphasis on NCCI rules, while significant state-by-state
differences are noted. Review the sources of legal liability, the concept of exclusive remedy, definitions of employer and
employee, deductible plans, and experience modification (mod) factors.